How to Get Cash Back on Every Purchase
With the holidays right around the corner, easy ways to save money have never been more important. And one of the best ways to save money is with cash back deals. With a little creativity, you can get 15 percent or more in cash for many purchases you make every day. And you should be able to get some cash back on everypurchase. With the help of the Internet, it doesn’t take a lot of effort to find these deals.
So let’s take a look at ways you can get cash rewards on your purchases. And keep in mind that in many instances, you’ll be able to use several of these tips in combination on the same purchase.
1. Use a Cash Back Credit Card
The best cash back credit cards pay up to 5 percent cash back on select purchases. And for those purchases that don’t qualify for a 5 percent rebate, these cards typically pay 1 percent or more. Most cash back cards do not come with an annual fee, either. So if you pay your balance in full each month to avoid interest charges, you’ll pocket the cash back on just about every purchase. Used in combination with some of the tips below, the cash back card is the easiest way to put money in your pocket. Do keep in mind, however, that if you don’t pay your credit card off in full each month, the interest payments will easily wipe out the benefits of the cash back rewards.
2. Sign up for Ebates
If you’ve never heard of Ebates, you’ll want to visit this site. Ebates has worked out deals with thousands of retailers to pay consumers cash back on purchases. From Home Depot to The Gap, you get cash back on every purchase. Each day, Ebates offers a double cash back reward from one retailer. And Ebates is totally free. It will probably be the easiest way you’ve saved money all year.
3. Find Online Coupons
Many retailers promote online coupons, particularly during the holidays. And when you shop online, you’ll often find even more savings than if you went in to the store. The easiest way to find these deals is to search Google for coupons from your favorite stores. There are also many coupon sites you can use, such as retailmenot.com. Unlike rebates, with coupons you get the savings immediately, which can be a big help as you try to stay on budget.
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