The Most Stressed States In The U.S.

Stress affects everyone. Although we cannot eliminate stress entirely from our lives, we can minimize it by choosing to live in the least toxic environments. American stress levels have been rising for many demographics since their low point in 2016. Common stressors include the future of America and money, along with health insurance costs. But not all demographics are affected in the same way. For example, millennials have the highest average stress levels.



But certain states have contributed more than others to elevating — or decreasing — stress levels in the U.S. WalletHub compared the 50 states across 40 key indicators of stress to determine the places to avoid and achieve a more relaxing life. Our data set ranges from average hours worked per week to personal bankruptcy rate to share of adults getting adequate sleep. Read on for our findings, expert insight from a panel of researchers and our full methodology.

Source: WalletHub

Most Stressed States

Overall Rank
(1=Most Stressed)
StateTotal Score‘Work-Related Stress’ Rank‘Money-Related Stress’ Rank‘Family-Related Stress’ Rank‘Health- & Safety-Related Stress’ Rank
1Louisiana59.942374
2Mississippi58.715165
3Arkansas56.20144121
4Kentucky54.7723933
5West Virginia54.68122312
6New Mexico54.5745518
7Alabama52.19276107
8Nevada51.06382019
9Alaska49.681483219
10Oklahoma49.482217176
11Florida48.873021221
12Arizona48.493112416
13Tennessee47.763772512
14South Carolina46.843618198
15Georgia46.5316102322
16North Carolina45.8918251517
17Indiana45.7233191613
18Oregon45.464613915
19Ohio45.1613262120
20Michigan44.9425291810
21New York44.2410162733
22Texas43.9117332414
23Rhode Island43.5445151130
24Illinois43.359222934
25Missouri43.0028243511
26Pennsylvania42.8115282827
27Delaware42.3626272029
28California42.2234142636
29Maine41.3929233425
30Connecticut40.418342247
31Wyoming40.303444432
32Virginia40.0224381440
33Nebraska39.903936839
34New Jersey39.607424326
35Washington39.5432303624
36Vermont39.364484143
37Idaho39.3048114523
38Colorado38.7840321345
39Maryland38.676413048
40Kansas38.1919354631
41Montana36.8847313928
42Hawaii35.7121393849
43Wisconsin35.4935433341
44New Hampshire34.0343454238
45Iowa33.7341463744
46South Dakota33.1820474942
47North Dakota32.6711495037
48Massachusetts32.3950404046
49Utah31.6949374835
50Minnesota26.8142504750

Ask the Experts

For the best ways to cope with negative stressors, we turned to a panel of experts. You can read their bios and thoughts on the following key questions below.

  1. What tips do you have for fighting stress without spending money?
  2. What steps can people take to reduce stressing over finances?
  3. Should insurance companies cover treatments that help reduce stress?
  4. What tips do you have for parents trying to minimize stress in their children?

Methodology

In order to determine the most and least stressed states, WalletHub compared the 50 states across four key dimensions: 1) Work-Related Stress, 2) Money-Related Stress, 3) Family-Related Stress, 4) Health- & Safety-Related Stress.

We evaluated those dimensions using 40 relevant metrics, which are listed below with their corresponding weights. Each metric was graded on a 100-point scale, with a score of 100 representing the highest level of stress.

We then determined each state’s weighted average across all metrics to calculate its overall score and used the resulting scores to rank-order our sample.

Work-Related Stress – Total Points: 25

  • Average Hours Worked per Week: Double Weight (~5.88 Points)
  • Average Commute Time: Half Weight (~1.47 Points)
  • Average Leisure Time Spent per Day: Full Weight (~2.94 Points)
  • Job Security: Full Weight (~2.94 Points)
  • Unemployment Rate: Double Weight (~5.88 Points)
  • Underemployment Rate: Full Weight (~2.94 Points)
  • Income Growth Rate (2017 vs. 2016): Full Weight (~2.94 Points)

Money-Related Stress – Total Points: 25

  • Median Income: Double Weight (~3.85 Points)
    Note: Adjusted for cost of living.
  • Debt per Median Earnings: Full Weight (~1.92 Points)
  • Median Credit Score: Full Weight (~1.92 Points)
  • Personal Bankruptcy Rate: Double Weight (~3.85 Points)
  • Share of Adults Worried about Money: Double Weight (~3.85 Points)
    Note: This metric measures the percentage of state residents who report having worried about money in the last seven days.
  • Economic Confidence Index: Full Weight (~1.92 Points)
    Notes: Gallup’s Economic Confidence Index is based on state residents’ views of economic conditions in the U.S. today, and whether they think economic conditions in the country are getting better or getting worse.
  • Share of People Unable to Save for Children’s College: Full Weight (~1.92 Points)
  • Share of Adults Paying Only Minimum on Credit Card(s): Full Weight (~1.92 Points)
  • Share of Population Living in Poverty: Full Weight (~1.92 Points)
  • Housing Affordability: Full Weight (~1.92 Points)
    Note: This metric was calculated as follows: Housing Costs (accounts for both rental and sale prices) / Median Annual Household Income.

Family-Related Stress – Total Points: 25

  • Separation & Divorce Rate: Full Weight (~3.13 Points)
  • Share of Single Parents: Full Weight (~3.13 Points)
  • Cost of Childcare: Double Weight (~6.25 Points)
    Note: Adjusted for median household income.
  • “Parental-Leave Policy” Score: Full Weight (~3.13 Points)
  • Parental Stress: Full Weight (~3.13 Points)
    Note: This composite metric considers the percentage of parents who felt angry with their child, felt the child does things to bother them or felt the child is difficult to care for.
  • Share of Parents Without Emotional Support: Full Weight (~3.13 Points)
    Note: This metric measures the percentage of parents who do not have someone they could turn to for day-to-day emotional support with parenting or raising children.
  • Share of Parents Who Changed/Quit Jobs Due to Problems with Child Care: Full Weight (~3.13 Points)

Health- & Safety-Related Stress – Total Points: 25

  • Share of Adults in Fair or Poor Health: Double Weight (~2.63 Points)
  • Share of Adults Diagnosed with Depression: Full Weight (~1.32 Points)
  • Mental Health: Double Weight (~2.63 Points)
  • Suicide Rate: Full Weight (~1.32 Points)
  • Unaffordability of Doctor Visits: Full Weight (~1.32 Points)
    Note: Measures percentage of adults aged 18 and older who reported not seeing a doctor in the past 12 months due to cost.
  • Share of Parents Frustrated in Efforts to Get Health Services for Their Child: Full Weight (~1.32 Points)
    Note: This metric measures the share of parents frustrated in their efforts to get health services for their child in the past 12 months.
  • Increase in Annual Health Insurance Premiums: Full Weight (~1.32 Points)
  • Share of Insured Population: Double Weight (~2.63 Points)
    Note: “Population” includes noninstitutionalized civilians aged 16 and older.
  • Psychologists per Capita: Full Weight (~1.32 Points)
  • Physical Activity Rate: Full Weight (~1.32 Points)
  • Share of Adults Getting Adequate Sleep: Full Weight (~1.32 Points)
    Note: Measures percentage of adults aged 18 and older who reported getting seven or more hours of sleep per 24-hour period.
  • Bullying Incidents Rate: Full Weight (~1.32 Points)
    Note: Measures both the percentage of high school students who were bullied on school property and the percentage of high school students who were bullied electronically/online.
  • Crime Rate per Capita: Full Weight (~1.32 Points)
  • Hate-Crime Incidents per Capita: Full Weight (~1.32 Points)
  • Well-Being Index: Full Weight (~1.32 Points)
  • Quality of Infrastructure: Full Weight (~1.32 Points)
    Note: “Infrastructure” refers to roads and bridges.

 

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