NO, YOUR PORTFOLIO SHOULD NOT HAVE 20% IN GOLD AND 30% IN CASH

My latest for Alpha Baskets looks at an Everyone Into The Bunker type of portfolio. These are always interesting to consider because a small defensive component can improve a portfolio’s stats in terms of risk adjusted returns but of course too much defense and…

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People Make Their Finances More Complicated Than They Need To Be

This week’s Alpha Baskets post is titled People Make Their Finances More Complicated Than They Need To Be and features a list of simple investment rules written up by Morgan Housel at The Motley Fool. A huge theme for Random Roger posts…

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IPO’s Are Hot Again & The Weekly Update

A twofer of posts over at Alpha Baskets. First up is a look at the hot IPO market. I found some interesting stats but I would add that there won’t be a repeat of 2000 (we are below new issuance levels…

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If You Can’t Retire at 30 Then How About 38?

As a followup to the post from a couple of weeks ago about a couple in Colorado who recently retired at 30, we look at a couple now 61 who retired at 38.

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The 4% Rule Is More Complicated Than You Think

Long time readers will know that I am a huge believer in the 4% rule as a sustainable withdrawal rate for retirement. More specifically I’ve written about taking 1% out per quarter but with no bump for inflation. The growth in the portfolio will hopefully cover inflation.

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The We’re Saving Too Much Is Spreading Like Wildfire

The Wall Street Journal jumped in to the we’re saving too much pool the other day following and quoting from a similar piece from Morningstar.

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The Market is Scandalous and we have to Deal With It

This morning I have an article up at TheStreet about the LIBOR scandal as part of a package about the scandals of 2013 that I hope you will check out.

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Yahoo Finance: Could You Be Oversaving for Retirement?

The short answer is of course yes.

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The WSJ Says Invest Your Emergency Cash, What?!?

Earlier today I engaged in a pretty decent Twitter exchange driven off an article at the WSJ suggesting that people invest their emergency cash.

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Bitcoin Going Off The Rails On A Crazy Train

According to Bitcoincharts.com the price is at $1213 as I write this post.

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